Travel Credit Cards for Beginners: The Best Options in 2021

Traveling is a wonderful and enriching experience, but it can be expensive. One way to save money on travel expenses is by using travel credit cards. With so many options available, it can be overwhelming for beginners to choose the right one. In this blog post, we will discuss the best travel credit cards for beginners.

Benefits of Travel Credit Cards

Travel credit cards offer a wide range of benefits to cardholders. These benefits can include rewards points or miles, travel insurance, no foreign transaction fees, airport lounge access, and more. By using a travel credit card, you can earn rewards for your purchases and redeem them for free flights, hotel stays, and other travel expenses. Additionally, some travel credit cards offer sign-up bonuses, which can be a great way to earn a large number of rewards points or miles right away.

Top Travel Credit Cards for Beginners

Chase Sapphire Preferred

The Chase Sapphire Preferred is one of the best travel credit cards for beginners. It offers a sign-up bonus of 100,000 points after spending $4,000 in the first three months. This bonus alone is worth $1,250 in travel rewards. The card also earns two points per dollar on travel and dining purchases and one point per dollar on all other purchases. The points can be redeemed for travel through the Chase Ultimate Rewards program at a value of 1.25 cents per point. The card has an annual fee of $95, which is waived for the first year.

Capital One Venture Rewards

The Capital One Venture Rewards card is another great option for beginners. It offers a sign-up bonus of 60,000 miles after spending $3,000 in the first three months. This bonus is worth $600 in travel rewards. The card earns two miles per dollar on all purchases, and the miles can be redeemed for travel expenses at a value of one cent per mile. The card has an annual fee of $95, which is waived for the first year.

Citi Premier

The Citi Premier card is a great choice for beginners who want a flexible rewards program. It offers a sign-up bonus of 80,000 points after spending $4,000 in the first three months. This bonus is worth $800 in travel rewards. The card earns three points per dollar on travel, including gas stations, two points per dollar on dining and entertainment, and one point per dollar on all other purchases. The points can be redeemed for travel through the ThankYou Rewards program at a value of 1.25 cents per point. The card has an annual fee of $95.

American Express Green Card

The American Express Green Card is another option for beginners who are looking for a travel credit card. This card offers a sign-up bonus of 30,000 points after spending $2,000 in the first three months. The card earns three points per dollar on travel and restaurants, and one point per dollar on all other purchases. The points can be redeemed for travel through the Membership Rewards program at a value of one cent per point. The card has an annual fee of $150.

Conclusion

Travel credit cards can be a great way to save money on travel expenses and earn rewards for your purchases. As a beginner, it’s important to choose a card that fits your needs and spending habits. The Chase Sapphire Preferred, Capital One Venture Rewards, Citi Premier, and American Express Green Card are all excellent options for beginners. Consider your travel goals and spending habits when choosing a travel credit card and start earning rewards today!

The Best Travel Credit Cards with No Annual Fee

Introduction

Traveling is a great way to explore new places and gain new experiences, but it can also be expensive. This is where travel credit cards come in handy. They offer rewards such as airline miles, hotel points, and cashback that can help offset the cost of travel. However, many travel credit cards come with an annual fee which can be a turn-off for some people. In this blog post, we will discuss the best travel credit cards with no annual fee.

Discover it Miles

The Discover it Miles card is a great option for people who want to earn travel rewards without paying an annual fee. Cardholders earn 1.5 miles for every dollar spent on purchases, and there is no limit to the number of miles that can be earned. Additionally, Discover will match all of the miles earned during the first year of card membership, effectively doubling the rewards earned. Miles can be redeemed for statement credits towards travel purchases, making it easy to use the rewards earned. The card also comes with a 0% introductory APR for the first 14 months on purchases, which can be helpful for those who need to make large travel purchases but want to avoid paying interest.

Capital One VentureOne Rewards

The Capital One VentureOne Rewards card is another great option for those who want to earn travel rewards without paying an annual fee. Cardholders earn 1.25 miles for every dollar spent on purchases, and there is no limit to the number of miles that can be earned. Miles can be redeemed for statement credits towards travel purchases, making it easy to use the rewards earned. The card also comes with a 0% introductory APR for the first 12 months on purchases, which can be helpful for those who need to make large travel purchases but want to avoid paying interest.

Bank of America Travel Rewards

The Bank of America Travel Rewards card is a great option for people who want to earn travel rewards without paying an annual fee and who also want flexibility in how they use their rewards. Cardholders earn 1.5 points for every dollar spent on purchases, and there is no limit to the number of points that can be earned. Points can be redeemed for statement credits towards travel purchases, or they can be redeemed for cashback or gift cards. Additionally, the card comes with a 0% introductory APR for the first 12 billing cycles on purchases and balance transfers.

Discover it Cash Back

The Discover it Cash Back card is a great option for people who want to earn cashback rewards without paying an annual fee. Cardholders earn 5% cashback on rotating categories each quarter, up to a quarterly maximum. All other purchases earn 1% cashback. Discover will also match all of the cashback earned during the first year of card membership, effectively doubling the rewards earned. Cashback can be redeemed for statement credits, direct deposit, or gift cards.

Conclusion

Travel credit cards are a great way to earn rewards that can offset the cost of travel. However, many of these cards come with an annual fee which can be a turn-off for some people. The Discover it Miles, Capital One VentureOne Rewards, Bank of America Travel Rewards, and Discover it Cash Back cards are all great options for people who want to earn travel rewards or cashback without paying an annual fee. Each of these cards offers unique benefits, so it is important to consider which benefits are most important to you when choosing a card. By using one of these cards, you can earn rewards that can help make your next travel adventure more affordable. read more https://financebuzz.com/travel-credit-cards-for-beginners

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