The Best Debit Cards for International Travel in 2021

Low Fees

One of the most important things to consider when choosing a debit card for travel is the fees. Many banks and credit card companies charge high fees for using your card abroad, whether it’s for ATM withdrawals or purchases. Some even charge a percentage of the total transaction amount, which can add up quickly.

The best debit cards for travel are those with low or no fees. For example, Schwab Bank’s High Yield Investor Checking Account has no foreign transaction fees and rebates all ATM fees at the end of each month. This means you can use your card to withdraw cash from ATMs all over the world without worrying about fees.

Another great option is the Capital One 360 Checking Account. This account also has no foreign transaction fees and no fees for using ATMs in the Allpoint network. While there is a fee for using out-of-network ATMs, Capital One will refund up to $15 per statement cycle.

Great Exchange Rates

Another important factor to consider when choosing a debit card for travel is the exchange rate. Some banks and credit card companies use unfavorable exchange rates, which means you’ll end up paying more for your purchases or withdrawals.

The best debit cards for travel are those that offer great exchange rates. One option is the Charles Schwab Debit Card, which offers the Visa exchange rate with no markups. This means you’ll get the same exchange rate as the one used by Visa, which is typically very close to the interbank rate.

Another option is the TransferWise Borderless Account. This account allows you to hold and exchange multiple currencies and offers the mid-market exchange rate with a small transparent fee. This means you’ll always get a fair exchange rate, without any hidden fees.

Travel Benefits

Finally, it’s important to consider any travel benefits that come with your debit card. Some cards offer travel insurance, rental car insurance, and other perks that can come in handy during your travels.

The best debit cards for travel are those that offer a range of travel benefits. For example, the Chase Sapphire Checking Account offers trip cancellation insurance, trip delay reimbursement, and baggage delay insurance. The account also comes with no foreign transaction fees and no ATM fees worldwide.

Another great option is the Bank of America Travel Rewards Credit Card. While it’s not a debit card, it offers no foreign transaction fees and earns points that can be redeemed for travel. The card also comes with travel insurance and rental car insurance, making it a great choice for frequent travelers.

Conclusion

Choosing the right debit card for travel is important for saving money and having a hassle-free trip. By considering factors like fees, exchange rates, and travel benefits, you can find the best debit card for your needs. Whether you choose a no-fee account like Schwab Bank or a travel rewards card like Bank of America, make sure to do your research and find the best option for you.

Best Designer Tote Bags for Travel

Introduction

When it comes to traveling, having the right bag can make all the difference. A tote bag is a versatile and stylish option that can easily fit all your essentials. However, not all tote bags are created equal, especially when it comes to travel. In this blog post, we will be discussing the best designer tote bags for travel.

The Importance of Choosing the Right Tote Bag for Travel

Before we dive into our list of the best designer tote bags for travel, it’s important to understand why the right tote bag is crucial for your travels. First and foremost, a good tote bag should be spacious enough to fit all your essentials, such as your passport, wallet, phone, and any other travel documents. It should also be durable and sturdy enough to withstand the wear and tear of travel. Additionally, a tote bag is a fashion accessory that can elevate your travel outfit, so it’s important to choose one that is both stylish and functional.

Best Designer Tote Bags for Travel

When it comes to choosing the best designer tote bags for travel, there are plenty of options to choose from. Here are three of our favorites:

1. Longchamp Le Pliage Tote – This iconic tote bag is a favorite among travelers for its spacious interior and durable nylon material. It’s also foldable, making it easy to pack in your luggage for those times when you need an extra bag.

2. Cuyana Oversized Carryall Tote – The Cuyana tote is made from high-quality leather and has a roomy interior with plenty of pockets to keep your belongings organized. It also comes with a detachable shoulder strap for added comfort.

3. Madewell Transport Tote – The Madewell tote is perfect for the minimalist traveler. Made from premium leather, it has a classic design and a spacious interior that can hold all your essentials. It also comes with a detachable shoulder strap for added convenience.

Tips for Choosing the Right Designer Tote Bag for Travel

When choosing a designer tote bag for travel, there are a few things to keep in mind:

1. Size – Make sure the tote bag is large enough to fit all your essentials and any additional items you may need during your travels.

2. Material – Look for a tote bag made from durable materials such as leather or nylon that can withstand the wear and tear of travel.

3. Comfort – Consider a tote bag with a comfortable shoulder strap or handles for easy carrying.

4. Style – Choose a tote bag that matches your personal style and can be worn with a variety of outfits.

Conclusion

When it comes to travel, having the right bag is essential, and a designer tote bag can be a stylish and practical choice. By following our tips for choosing the right designer tote bag for travel and considering options like the Longchamp Le Pliage Tote, Cuyana Oversized Carryall Tote, and Madewell Transport Tote, you can find the perfect bag for your next adventure.read more https://www.which.co.uk/money/banking/bank-accounts/best-debit-cards-to-use-abroad-aAXDc0x3A22B

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