The Best Credit Cards for Travel in 2021

Traveling is one of the most exciting and enriching experiences in life, but it can also be quite expensive. Fortunately, there are credit cards available that can help you save money and earn rewards while you explore the world. With so many options on the market, it can be difficult to determine which credit card is the best for travel. In this blog post, we will discuss in detail the top credit cards for travel in 2021, so that you can make an informed decision.

Chase Sapphire Preferred

The Chase Sapphire Preferred is without a doubt one of the most popular travel credit cards available, and for good reason. It offers a generous sign-up bonus of 100,000 points after spending $4,000 in the first three months. These points can be redeemed for $1,250 in travel through Chase Ultimate Rewards. Cardholders also earn 2x points on travel and dining purchases and 1x point on all other purchases. The card has no foreign transaction fees and offers travel insurance benefits such as trip cancellation, trip interruption, and baggage delay coverage. With all of these benefits and rewards, the Chase Sapphire Preferred is an excellent choice for anyone looking to save money and earn rewards while traveling.

American Express Platinum

The American Express Platinum is a premium travel credit card that offers a plethora of benefits for frequent travelers. The card offers a generous sign-up bonus of 75,000 points after spending $5,000 in the first six months. Cardholders earn 5x points on flights booked directly with airlines or through American Express Travel, as well as 5x points on prepaid hotels booked through American Express Travel. The card also offers a $200 annual airline fee credit, access to airport lounges through the Global Lounge Collection, and a $100 credit for Global Entry or TSA PreCheck. Additionally, cardholders have access to a concierge service and can earn up to $200 in Uber credits each year. With all of these benefits and rewards, the American Express Platinum is an excellent choice for anyone looking to elevate their travel experience.

Capital One Venture Rewards

For those who want simplicity in their travel rewards, the Capital One Venture Rewards card is a great choice. The card offers a sign-up bonus of 60,000 miles after spending $3,000 in the first three months. Miles can be redeemed for travel purchases at a rate of 1 cent per mile. Cardholders earn 2x miles on all purchases, making it an easy card to use for everyday spending. The card has no foreign transaction fees and offers travel insurance benefits such as travel accident insurance and auto rental collision damage waiver. With its simple rewards system and no foreign transaction fees, the Capital One Venture Rewards card is an excellent choice for anyone looking for an easy and hassle-free travel credit card.

Conclusion

Choosing the right credit card for travel can make a big difference in your overall travel experience. The Chase Sapphire Preferred, American Express Platinum, and Capital One Venture Rewards are all great options to consider in 2021. Each card has its own unique benefits and rewards, so be sure to choose the one that best fits your travel needs and spending habits. Whether you are a frequent traveler or just starting out, these credit cards can help you save money and earn rewards while exploring the world. Happy travels!

# What is 75000 miles worth?

If you are a frequent traveler, you may be familiar with the concept of earning miles. These miles can be earned from airline and credit card rewards programs. They can then be redeemed for flights, upgrades, and other travel-related perks. In this blog post, we will explore the value of 75000 miles and how to make the most of them.

Calculating the Value of Miles

The value of miles can vary greatly depending on the airline, the redemption method, and the specific flight or upgrade you are looking to book. However, as a general rule of thumb, the average value of one mile is around 1.2 cents.

This means that 75000 miles would be worth approximately $900 in travel rewards. However, the value of miles is not constant and can fluctuate based on various factors. It’s important to do your research before redeeming your miles.

Maximizing the Value of Your Miles

While 75000 miles may sound like a lot, it may not go as far as you think if you aren’t strategic about how you use them. Here are some tips for maximizing the value of your miles:

– Choose your airline and rewards program carefully: Different airlines and rewards programs offer different redemption rates and perks. Do your research to find the program that will give you the most bang for your buck.

– Look for sales and promotions: Airlines often run sales and promotions that can help you stretch your miles even further. Keep an eye out for these opportunities and be flexible with your travel plans.

– Use your miles for high-value redemptions: Some flights and upgrades are worth more than others in terms of the cash value they would have cost. Aim to use your miles for these high-value redemptions to get the most out of them.

The Bottom Line

In conclusion, 75000 miles can be worth a significant amount of money if you use them wisely. By understanding the value of your miles, maximizing their worth, and choosing high-value redemptions, you can make the most of your rewards program and travel the world for less.

# Is it smart to use credit card for travel?

If you are planning to travel anytime soon, you might be wondering whether it is smart to use your credit card for your expenses while on the road. While there are certainly some risks involved, there are also some potential benefits to using a credit card for travel. In this blog post, we will explore three different aspects of this question to help you make an informed decision.

Benefits of using a credit card for travel

One of the main benefits of using a credit card for travel is the rewards you can earn. Many credit cards offer points or cash back for every dollar spent, which can add up quickly when you are traveling. Some cards even offer extra rewards for travel-related expenses, such as flights, hotels, and rental cars. These rewards can be redeemed for future travel or other rewards, making your travel experiences even more affordable.

Another benefit of using a credit card for travel is the added security it can provide. Credit cards often offer protection against fraud and unauthorized charges, which can be especially important when traveling to unfamiliar places. Additionally, if your card is lost or stolen, you can quickly report it and have it cancelled, reducing the risk of financial loss.

Finally, using a credit card for travel can be a great way to build your credit history. By using your card responsibly and paying off your balance in full each month, you can show lenders that you are a responsible borrower and improve your credit score.

Risks of using a credit card for travel

While there are certainly benefits to using a credit card for travel, there are also some risks to be aware of. One of the biggest risks is overspending. When using a credit card, it can be easy to lose track of how much you are spending, especially when you are on vacation and not thinking about your budget. This can lead to a large credit card bill when you return home, which can be difficult to pay off.

Another risk of using a credit card for travel is the high interest rates that can come with it. If you do not pay off your balance in full each month, you could end up paying a significant amount of interest over time. This can make your travel expenses much more expensive in the long run, and can even lead to debt if you are not careful.

Tips for using a credit card for travel

If you do decide to use a credit card for your travel expenses, there are some tips you can follow to minimize your risks and maximize your rewards. First, be sure to choose a credit card that offers rewards that are relevant to your travel plans. Look for cards that offer points or cash back for travel-related expenses, such as flights, hotels, and rental cars.

Second, be sure to keep track of your spending while traveling. Consider setting a daily budget for yourself and tracking your expenses in a notebook or app. This can help you avoid overspending and keep your credit card bill under control.

Finally, be sure to pay off your credit card balance in full each month to avoid interest charges. If you cannot pay off your balance in full, consider using a credit card with a lower interest rate, or look for other ways to finance your travel expenses.

Conclusion

In conclusion, using a credit card for travel can be a smart choice if you are careful and strategic in your approach. By choosing a card with relevant rewards, tracking your spending, and paying off your balance in full each month, you can earn rewards while minimizing your risk of overspending or racking up debt. However, it is important to be aware of the risks involved and to make a decision that is right for your personal financial situation.

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